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protocol-droid/seeds/kerala-kudumbashree.yaml
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All protocols credit original sources. Cultural context noted in
descriptions. All YAML files validated.
2026-07-07 22:12:28 -06:00

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2.0 KiB
YAML

id: kerala-kudumbashree
title: Kerala Kudumbashree Neighbourhood Group
description: >-
A Kerala (India) women's neighbourhood group (NHG) practice, the smallest
unit of the Kudumbashree community network, where 10 to 20 women meet
weekly to micro-save, assess needs, and make collective decisions.
Kudumbashree is one of the largest women's community networks in the
world, established by the Government of Kerala.
source: Kudumbashree Mission, Government of Kerala
source_url: https://www.kudumbashree.org/
tags: [kerala, kudumbashree, women, microfinance, india, community]
forked_from: null
image: null
steps:
- headline: Form the NHG
description: >-
Ten to twenty women from the same neighbourhood form a Neighbourhood
Group, meeting weekly. Each contributes a small saving to a common
fund.
- headline: Weekly meeting
description: >-
The NHG meets weekly: savings are collected, needs are discussed,
microloans are considered and approved by the group, not by an
external officer.
- headline: Assess and grade
description: >-
The NHG regularly assesses the needs of each member household and
grades the family's risk, so that support is targeted to those most
in need.
- headline: Take up collective enterprises
description: >-
NHGs may form collective enterprises — catering, farming, crafts —
with group members as co-owners, supported by the wider Kudumbashree
network.
- headline: Feed up to ADS and CDS
description: >-
NHG decisions and needs are fed up to the Area Development Society
and Community Development Society, the federated structure that
engages local government.
outcome: >-
Women in the same neighbourhood pool savings, decide on loans, assess
each other's needs, and run enterprises, with a federated voice into
local government.
practice: >-
The weekly meeting is the form. If meetings lapse, the NHG dies. The
group, not an officer, decides on loans — this is what keeps it
accountable to the women themselves.