diff --git a/app/(app)/create/CreateFlowLayoutClient.tsx b/app/(app)/create/CreateFlowLayoutClient.tsx
index 33d3f3c..fa465cd 100644
--- a/app/(app)/create/CreateFlowLayoutClient.tsx
+++ b/app/(app)/create/CreateFlowLayoutClient.tsx
@@ -90,6 +90,7 @@ import {
   isCommunityNameStepBlocked,
   isCommunitySizeStepBlocked,
   isCommunityStructureStepBlocked,
+  isFinalReviewContinueBlocked,
 } from "./utils/createFlowFooterLabels";
 import {
   EMPTY_SETUP_TRAITS,
@@ -912,7 +913,7 @@ function CreateFlowLayoutContent({
           progressBar={
             !isTemplateReviewRoute &&
             !isCreateTemplatesPickerRoute &&
-            !isFinalReviewLike &&
+            currentStep !== "edit-rule" &&
             reviewReturnTarget !== "edit-rule"
           }
           proportionBarProgress={proportionBarProgress}
@@ -1146,14 +1147,22 @@ function CreateFlowLayoutContent({
                 palette="default"
                 size="xsmall"
                 disabled={
-                  isPublishing || (isFinalReviewLike && !sessionResolved)
+                  isPublishing ||
+                  (isEditRuleStep && !sessionResolved) ||
+                  (currentStep === "final-review" &&
+                    isFinalReviewContinueBlocked(state))
                 }
                 className={CREATE_FLOW_FOOTER_BUTTON_CLASS}
                 onClick={() => {
-                  if (isFinalReviewLike) {
+                  if (isEditRuleStep) {
                     void handleFinalize();
                     return;
                   }
+                  if (currentStep === "final-review") {
+                    if (isFinalReviewContinueBlocked(state)) return;
+                    goToNextStep();
+                    return;
+                  }
                   markAttempted();
                   if (
                     isCommunityStructureStepBlocked(
@@ -1180,12 +1189,14 @@ function CreateFlowLayoutContent({
                   goToNextStep();
                 }}
               >
-                {isFinalReviewLike
-                  ? isPublishing
-                    ? messages.create.reviewAndComplete.publish
-                        .publishButtonPublishing
-                    : footer.publishCommunityRule
-                  : getDefaultFooterLabel(currentStep, footer)}
+                {currentStep === "final-review"
+                  ? footer.continue
+                  : isFinalReviewLike
+                    ? isPublishing
+                      ? messages.create.reviewAndComplete.publish
+                          .publishButtonPublishing
+                      : footer.publishCommunityRule
+                    : getDefaultFooterLabel(currentStep, footer)}
               </Button>
             ) : null
           }
diff --git a/app/(app)/create/hooks/useCreateFlowNavigation.ts b/app/(app)/create/hooks/useCreateFlowNavigation.ts
index 92780e1..70e3a1f 100644
--- a/app/(app)/create/hooks/useCreateFlowNavigation.ts
+++ b/app/(app)/create/hooks/useCreateFlowNavigation.ts
@@ -38,7 +38,7 @@ const blurActiveElement = (): void => {
  * still needs identity (direct from a template) walks name / description /
  * photo, then Back from `community-name` returns to
  * `/create/review-template/{slug}`. In-flow picks (`?fromFlow=1`) skip
- * identity and land on `confirm-stakeholders`; Back from that step returns
+ * identity and land on `final-review`; Back from that step returns
  * to the template instead of `conflict-management`.
  *
  * Template review footer Back uses {@link buildTemplateReviewHref}’s
diff --git a/app/(app)/create/hooks/useTemplateReviewActions.ts b/app/(app)/create/hooks/useTemplateReviewActions.ts
index e44321b..ae70e53 100644
--- a/app/(app)/create/hooks/useTemplateReviewActions.ts
+++ b/app/(app)/create/hooks/useTemplateReviewActions.ts
@@ -43,7 +43,7 @@ export type UseTemplateReviewActionsResult = {
    * `/create/community-name` with a pin so Next/Back collect only name →
    * description → photo, and drops leftover setup answers along with the
    * other identity fields. In-flow (`?fromFlow=1`, community steps already
-   * done) routes to `/create/confirm-stakeholders` and keeps those answers.
+   * done) routes to `/create/final-review` and keeps those answers.
    */
   handleUseWithoutChanges: () => Promise<void>;
 };
@@ -268,7 +268,7 @@ export function useTemplateReviewActions({
     });
     router.push(
       fromCreateWizard
-        ? createFlowStepPath("confirm-stakeholders")
+        ? createFlowStepPath("final-review")
         : createFlowStepPath("community-name"),
     );
   }, [
diff --git a/app/(app)/create/screens/review/FinalReviewScreen.tsx b/app/(app)/create/screens/review/FinalReviewScreen.tsx
index 7f2bcc1..c1d57b3 100644
--- a/app/(app)/create/screens/review/FinalReviewScreen.tsx
+++ b/app/(app)/create/screens/review/FinalReviewScreen.tsx
@@ -14,8 +14,11 @@ import {
 } from "../../components/CreateFlowLockupCardStepShell";
 import {
   buildFinalReviewCategoryRowsDetailed,
+  type FinalReviewCategoryNames,
   type FinalReviewCategoryRowDetailed,
 } from "../../../../../lib/create/buildFinalReviewCategories";
+import { communityInitialsFromTitle } from "../../../../../lib/create/communityInitials";
+import { finalReviewChipHasWarning } from "../../../../../lib/create/finalReviewChipWarnings";
 import { applyFinalReviewChipEditPatch } from "../../../../../lib/create/applyFinalReviewChipEditPatch";
 import type {
   TemplateChipDetail,
@@ -32,10 +35,6 @@ import { useCommunityAvatarDisplayUrl } from "../../hooks/useCommunityAvatarDisp
 import { usePreviewSurfaceColor } from "../../hooks/usePreviewSurfaceColor";
 import { useCreateFlowNavigation } from "../../hooks/useCreateFlowNavigation";
 import { createFlowStepForFacetGroup } from "../../utils/facetGroupToCreateFlowStep";
-import {
-  getAssetPath,
-  vectorMarkPath,
-} from "../../../../../lib/assetUtils";
 import { isPreviewSurfaceColor } from "../../../../../lib/create/previewSurfaceColor";
 import {
   persistDraftPreviewSurfaceColor,
@@ -51,53 +50,17 @@ function bindingArbitrationNeedsSeparateYes(state: CreateFlowState): boolean {
   return joinsWithoutAYes && conflict.includes("binding-arbitration");
 }
 
-const FACET_FALLBACK_ORDER: readonly TemplateFacetGroupKey[] = [
-  "coreValues",
-  "communication",
-  "membership",
-  "decisionApproaches",
-  "conflictManagement",
-] as const;
-
-/**
- * `finalReview.json.categories` ships a demo ordering + localized names
- * (Values / Communication / Membership / Decision-making / Conflict
- * management). We reuse that ordering for the state-derived rows so the
- * Rule layout stays stable across customize / use-without-changes /
- * plain-custom flows, and fall back to the demo chips when state resolves
- * to nothing selected.
- */
-function readFallbackCategoryRows(
-  categories: readonly { name: string; chips: readonly string[] }[],
-): {
-  names: {
-    values: string;
-    communication: string;
-    membership: string;
-    decisions: string;
-    conflict: string;
-  };
-  rows: FinalReviewCategoryRowDetailed[];
-} {
+function categoryNamesFromMessages(
+  categories: readonly { name: string }[],
+): FinalReviewCategoryNames {
   const get = (i: number): string =>
     typeof categories[i]?.name === "string" ? categories[i].name : "";
   return {
-    names: {
-      values: get(0),
-      communication: get(1),
-      membership: get(2),
-      decisions: get(3),
-      conflict: get(4),
-    },
-    rows: categories.map((c) => ({
-      name: c.name,
-      groupKey: null,
-      entries: [...c.chips].map((label) => ({
-        label,
-        groupKey: null,
-        overrideKey: null,
-      })),
-    })),
+    values: get(0),
+    communication: get(1),
+    membership: get(2),
+    decisions: get(3),
+    conflict: get(4),
   };
 }
 
@@ -145,28 +108,32 @@ export function FinalReviewScreen({
   );
 
   const { categories: finalReviewCategories } = useMemo(() => {
-    const { names, rows: fallbackRows } = readFallbackCategoryRows(
-      m.create.reviewAndComplete.finalReview.categories,
-    );
-    const derived = buildFinalReviewCategoryRowsDetailed(state, names);
+    const copy = m.create.reviewAndComplete.finalReview;
+    const names = categoryNamesFromMessages(copy.categories);
     const rowsToRender: readonly FinalReviewCategoryRowDetailed[] =
-      derived.length > 0 ? derived : fallbackRows;
-    const usingFallbackRows = derived.length === 0;
+      buildFinalReviewCategoryRowsDetailed(state, names);
 
     const lookup = new Map<
       string,
       { target: FinalReviewChipEditTarget | null; readOnly: TemplateChipDetail }
     >();
 
-    const cats: Category[] = rowsToRender.map((row, rowIndex) => {
-      const effectiveGroupKey: TemplateFacetGroupKey | null =
-        row.groupKey ??
-        (usingFallbackRows && rowIndex < FACET_FALLBACK_ORDER.length
-          ? FACET_FALLBACK_ORDER[rowIndex]
-          : null);
-
+    const cats: Category[] = rowsToRender.map((row) => {
+      const effectiveGroupKey: TemplateFacetGroupKey | null = row.groupKey;
       const reviewReturn =
         variant === "editPublished" ? ("edit-rule" as const) : ("final-review" as const);
+      const isEmpty = row.entries.length === 0;
+      const flag =
+        isEmpty && effectiveGroupKey === "coreValues"
+          ? copy.flags.noValues
+          : isEmpty && effectiveGroupKey != null
+            ? copy.flags.noCard
+            : undefined;
+      const addButtonText = isEmpty
+        ? effectiveGroupKey === "coreValues"
+          ? copy.addValue
+          : copy.addCard
+        : "";
 
       const chipOptions = row.entries.map((entry, idx) => {
         const chipId = `${row.name}-${idx}`;
@@ -190,12 +157,19 @@ export function FinalReviewScreen({
           id: chipId,
           label: entry.label,
           state: "unselected" as const,
+          hasWarning: finalReviewChipHasWarning(
+            state,
+            entry.groupKey,
+            entry.overrideKey,
+          ),
         };
       });
       return {
         name: row.name,
         chipOptions,
         addButton: effectiveGroupKey != null,
+        addButtonText,
+        flag,
         onChipClick: (_categoryName: string, chipId: string) => {
           const hit = lookup.get(chipId);
           if (!hit) return;
@@ -219,7 +193,7 @@ export function FinalReviewScreen({
     });
     return { categories: cats };
   }, [
-    m.create.reviewAndComplete.finalReview.categories,
+    m.create.reviewAndComplete.finalReview,
     state,
     markCreateFlowInteraction,
     goToStep,
@@ -249,8 +223,7 @@ export function FinalReviewScreen({
   const rawTitleForModal =
     typeof state.title === "string" ? state.title : "";
 
-  const descriptionEmptyHint =
-    variant === "editPublished" ? t("communityContextEditModal.emptyHint") : undefined;
+  const descriptionEmptyHint = t("communityContextEditModal.emptyHint");
 
   const avatarUrl = useCommunityAvatarDisplayUrl(state.communityAvatarUrl);
   const storedFallback =
@@ -305,34 +278,21 @@ export function FinalReviewScreen({
       <Rule
         title={ruleCardTitle}
         description={ruleCardDescription}
-        onTitleClick={
-          variant === "editPublished"
-            ? () => setTitleModalOpen(true)
-            : undefined
-        }
-        titleEditAriaLabel={
-          variant === "editPublished"
-            ? t("titleEditModal.ariaEditTitle")
-            : undefined
-        }
-        onDescriptionClick={
-          variant === "editPublished"
-            ? () => setCommunityContextModalOpen(true)
-            : undefined
-        }
+        onTitleClick={() => setTitleModalOpen(true)}
+        titleEditAriaLabel={t("titleEditModal.ariaEditTitle")}
+        onDescriptionClick={() => setCommunityContextModalOpen(true)}
         descriptionEmptyHint={descriptionEmptyHint}
-        descriptionEditAriaLabel={
-          variant === "editPublished"
-            ? t("communityContextEditModal.ariaEditDescription")
-            : undefined
-        }
+        descriptionEditAriaLabel={t("communityContextEditModal.ariaEditDescription")}
         size={mdUp ? "L" : "M"}
         expanded={true}
         descriptionAtBottom
         backgroundColor="bg-transparent"
         surfaceColor={surfaceColor}
-        logoUrl={avatarUrl ?? getAssetPath(vectorMarkPath("mutual-aid"))}
+        logoUrl={avatarUrl}
         logoAlt={ruleCardTitle}
+        communityInitials={
+          avatarUrl ? undefined : communityInitialsFromTitle(ruleCardTitle)
+        }
         categories={finalReviewCategories}
         className={`${CREATE_FLOW_REVIEW_RULE_LAYOUT_CLASS}${surfaceColor ? "" : " invisible"}`}
         onClick={() => {}}
@@ -352,28 +312,24 @@ export function FinalReviewScreen({
         onClose={() => setActiveReadOnlyDetail(null)}
         detail={activeReadOnlyDetail}
       />
-      {variant === "editPublished" ? (
-        <>
-          <FinalReviewTitleEditModal
-            isOpen={titleModalOpen}
-            onClose={() => setTitleModalOpen(false)}
-            initialValue={rawTitleForModal}
-            onSave={(value) => {
-              markCreateFlowInteraction();
-              updateState({ title: value });
-            }}
-          />
-          <FinalReviewCommunityContextEditModal
-            isOpen={communityContextModalOpen}
-            onClose={() => setCommunityContextModalOpen(false)}
-            initialValue={rawCommunityContextForModal}
-            onSave={(value) => {
-              markCreateFlowInteraction();
-              updateState({ communityContext: value, summary: value });
-            }}
-          />
-        </>
-      ) : null}
+      <FinalReviewTitleEditModal
+        isOpen={titleModalOpen}
+        onClose={() => setTitleModalOpen(false)}
+        initialValue={rawTitleForModal}
+        onSave={(value) => {
+          markCreateFlowInteraction();
+          updateState({ title: value });
+        }}
+      />
+      <FinalReviewCommunityContextEditModal
+        isOpen={communityContextModalOpen}
+        onClose={() => setCommunityContextModalOpen(false)}
+        initialValue={rawCommunityContextForModal}
+        onSave={(value) => {
+          markCreateFlowInteraction();
+          updateState({ communityContext: value, summary: value });
+        }}
+      />
     </CreateFlowLockupCardStepShell>
   );
 }
diff --git a/app/(app)/create/utils/createFlowFooterLabels.ts b/app/(app)/create/utils/createFlowFooterLabels.ts
index 865126a..54392d1 100644
--- a/app/(app)/create/utils/createFlowFooterLabels.ts
+++ b/app/(app)/create/utils/createFlowFooterLabels.ts
@@ -1,5 +1,10 @@
 import type footerMessages from "../../../../messages/en/create/footer.json";
-import type { CreateFlowStep } from "../types";
+import {
+  buildFinalReviewCategoryRowsDetailed,
+  type FinalReviewCategoryNames,
+} from "../../../../lib/create/buildFinalReviewCategories";
+import type { TemplateFacetGroupKey } from "../../../../lib/create/templateReviewMapping";
+import type { CreateFlowState, CreateFlowStep } from "../types";
 
 type FooterMessages = typeof footerMessages;
 
@@ -9,9 +14,10 @@ type FooterMessages = typeof footerMessages;
  * fires `goToNextStep` for steps without a bespoke footer). Steps absent
  * from this map fall back to `footer.next`.
  *
- * `final-review` is handled separately by the caller because its label
- * also depends on the in-flight publish flag (`publishButtonPublishing`
- * vs `publishCommunityRule`).
+ * `final-review` uses Continue (gated by {@link isFinalReviewContinueBlocked}).
+ * `edit-rule` is handled separately by the caller because its label also
+ * depends on the in-flight publish flag (`publishButtonPublishing` vs
+ * `publishCommunityRule`).
  */
 const DEFAULT_FOOTER_LABEL_BY_STEP: ReadonlyMap<
   CreateFlowStep,
@@ -53,10 +59,42 @@ export function isCommunitySizeStepBlocked(
   return !hasNonEmptyId(selectedCommunitySizeIds);
 }
 
+const FINAL_REVIEW_BLOCK_NAMES: FinalReviewCategoryNames = {
+  values: "values",
+  communication: "communication",
+  membership: "membership",
+  decisions: "decisions",
+  conflict: "conflict",
+};
+
+const FINAL_REVIEW_REQUIRED_GROUPS: readonly TemplateFacetGroupKey[] = [
+  "communication",
+  "membership",
+  "decisionApproaches",
+  "conflictManagement",
+] as const;
+
+/**
+ * Continue on final review waits for a community name and at least one card
+ * on each of the four questions. Skipped values do not block.
+ */
+export function isFinalReviewContinueBlocked(state: CreateFlowState): boolean {
+  const title = typeof state.title === "string" ? state.title.trim() : "";
+  if (title.length === 0) return true;
+  const rows = buildFinalReviewCategoryRowsDetailed(
+    state,
+    FINAL_REVIEW_BLOCK_NAMES,
+  );
+  return FINAL_REVIEW_REQUIRED_GROUPS.some((groupKey) => {
+    const row = rows.find((candidate) => candidate.groupKey === groupKey);
+    return !row || row.entries.length === 0;
+  });
+}
+
 /**
  * Resolve the localized label for the default "next-step" footer button.
  * Returns the per-step override when one is registered, otherwise
- * `footer.next`. Caller still owns the `final-review` special case.
+ * `footer.next`. Caller still owns the `final-review` / `edit-rule` special case.
  */
 export function getDefaultFooterLabel(
   step: CreateFlowStep | null | undefined,
diff --git a/app/(app)/create/utils/createFlowProportionProgress.ts b/app/(app)/create/utils/createFlowProportionProgress.ts
index c30899b..68c95a8 100644
--- a/app/(app)/create/utils/createFlowProportionProgress.ts
+++ b/app/(app)/create/utils/createFlowProportionProgress.ts
@@ -21,8 +21,8 @@ const PROPORTION_BY_STEP_INDEX: readonly ProportionBarState[] = [
   "2-2", // membership-methods (Figma — Compact Card Stack `20858:13947`)
   "2-3", // decision-approaches (Figma Flow — Right Rail `20523:23509`)
   "3-0", // conflict-management (Figma Flow — Compact Card Stack `20879:15979`; start of Review segment)
-  "3-2", // confirm-stakeholders (same fill as final-review)
   "3-2", // final-review
+  "3-2", // confirm-stakeholders (same fill as final-review)
   "3-2", // completed
 ] as const;
 
diff --git a/app/(app)/create/utils/createFlowScreenRegistry.ts b/app/(app)/create/utils/createFlowScreenRegistry.ts
index f435d80..ff3f146 100644
--- a/app/(app)/create/utils/createFlowScreenRegistry.ts
+++ b/app/(app)/create/utils/createFlowScreenRegistry.ts
@@ -123,18 +123,18 @@ export const CREATE_FLOW_SCREEN_REGISTRY: Record<
     messageNamespace: "create.customRule.conflictManagement",
     centeredBodyBelowMd: false,
   },
+  "final-review": {
+    layoutKind: "review",
+    figmaNodeId: "20907-213155",
+    messageNamespace: "create.reviewAndComplete.finalReview",
+    centeredBodyBelowMd: false,
+  },
   "confirm-stakeholders": {
     layoutKind: "select",
     figmaNodeId: "21104-46594",
     messageNamespace: "create.reviewAndComplete.confirmStakeholders",
     centeredBodyBelowMd: false,
   },
-  "final-review": {
-    layoutKind: "review",
-    figmaNodeId: "20907-212767",
-    messageNamespace: "create.reviewAndComplete.finalReview",
-    centeredBodyBelowMd: false,
-  },
   "edit-rule": {
     layoutKind: "review",
     figmaNodeId: "20907-212767",
diff --git a/app/(app)/create/utils/flowSteps.ts b/app/(app)/create/utils/flowSteps.ts
index 08d284c..b5ea210 100644
--- a/app/(app)/create/utils/flowSteps.ts
+++ b/app/(app)/create/utils/flowSteps.ts
@@ -27,8 +27,8 @@ export const FLOW_STEP_ORDER: readonly CreateFlowStep[] = [
   "membership-methods",
   "decision-approaches",
   "conflict-management",
-  "confirm-stakeholders",
   "final-review",
+  "confirm-stakeholders",
   "completed",
 ] as const;
 
@@ -61,7 +61,7 @@ export type CreateFlowNavigationOptions = {
  * Community + custom-rule steps skipped when
  * {@link CreateFlowNavigationOptions.useWithoutChangesIdentityOnly} is set.
  * Remaining identity steps: `community-name` → `community-context` →
- * `community-upload`, then `confirm-stakeholders`.
+ * `community-upload`, then `final-review`.
  */
 const USE_WITHOUT_CHANGES_IDENTITY_SKIP = new Set<CreateFlowStep>([
   "informational",
@@ -131,9 +131,9 @@ export function getPreviousStep(
  * Template **Use without changes** exceptions:
  * - Direct from a template (`useWithoutChangesIdentityOnly`): Back from
  *   `community-name` returns to template review; Back from
- *   `confirm-stakeholders` is `community-upload`.
+ *   `final-review` is `community-upload`.
  * - In-flow (`?fromFlow=1`, community identity already collected): Back
- *   from `confirm-stakeholders` returns to template review instead of
+ *   from `final-review` returns to template review instead of
  *   `conflict-management`.
  */
 export type CreateFlowBackTarget =
@@ -157,7 +157,7 @@ export function resolveCreateFlowBackTarget(
     return { kind: "templateReview", slug };
   }
   if (
-    currentStep === "confirm-stakeholders" &&
+    currentStep === "final-review" &&
     slug.length > 0 &&
     !options?.useWithoutChangesIdentityOnly
   ) {
diff --git a/app/components/cards/Rule/Rule.types.ts b/app/components/cards/Rule/Rule.types.ts
index 1bca614..78bd705 100644
--- a/app/components/cards/Rule/Rule.types.ts
+++ b/app/components/cards/Rule/Rule.types.ts
@@ -6,6 +6,10 @@ export interface Category {
   chipOptions: ChipOption[];
   /** When `false`, hide the row’s + affordance. Default: show when the Rule allows adds. */
   addButton?: boolean;
+  /** Label on the add control. Empty string keeps the icon-only circle. */
+  addButtonText?: string;
+  /** Figma Has Flag: short line after the add chip in the same row. */
+  flag?: string;
   onChipClick?: (categoryName: string, chipId: string) => void;
   onAddClick?: (categoryName: string) => void;
   onCustomChipConfirm?: (
diff --git a/app/components/cards/Rule/Rule.view.tsx b/app/components/cards/Rule/Rule.view.tsx
index 687cc41..d56bba6 100644
--- a/app/components/cards/Rule/Rule.view.tsx
+++ b/app/components/cards/Rule/Rule.view.tsx
@@ -472,7 +472,8 @@ export function RuleView({
                   addButton={
                     !hideCategoryAddButton && category.addButton !== false
                   }
-                  addButtonText="" // Empty text for icon-only circular button
+                  addButtonText={category.addButtonText ?? ""}
+                  flag={category.flag}
                   className="w-full"
                 />
               ))}
diff --git a/app/components/controls/Chip/Chip.container.tsx b/app/components/controls/Chip/Chip.container.tsx
index cb3bcc6..0d9951f 100644
--- a/app/components/controls/Chip/Chip.container.tsx
+++ b/app/components/controls/Chip/Chip.container.tsx
@@ -21,6 +21,7 @@ const ChipContainer = memo<ChipProps>(
     onRemove,
     onCheck,
     onClose,
+    hasWarning = false,
     ariaLabel,
   }) => {
     const t = useTranslation("controlsChrome");
@@ -89,11 +90,19 @@ const ChipContainer = memo<ChipProps>(
         onRemove={onRemove}
         onCheck={handleCheck}
         onClose={handleClose}
+        hasWarning={hasWarning}
         inputValue={isCustom ? inputValue : undefined}
         onInputChange={isCustom ? setInputValue : undefined}
         onInputKeyDown={isCustom ? handleKeyDown : undefined}
         inputRef={isCustom ? inputRef : undefined}
-        ariaLabel={ariaLabel ?? (isCustom ? undefined : label)}
+        ariaLabel={
+          ariaLabel ??
+          (isCustom
+            ? undefined
+            : hasWarning
+              ? t("chipMissingWords").replace("{label}", label)
+              : label)
+        }
         confirmAriaLabel={t("chipConfirm")}
         typeToAddPlaceholder={t("chipTypeToAdd")}
         closeAriaLabel={t("chipClose")}
diff --git a/app/components/controls/Chip/Chip.types.ts b/app/components/controls/Chip/Chip.types.ts
index f0d2974..e341981 100644
--- a/app/components/controls/Chip/Chip.types.ts
+++ b/app/components/controls/Chip/Chip.types.ts
@@ -48,6 +48,11 @@ export interface ChipProps {
    * Optional callback when custom chip is closed/removed.
    */
   onClose?: (event: React.MouseEvent<HTMLButtonElement>) => void;
+  /**
+   * Figma Has Warning: show a warning icon in place of the selected check.
+   * Used on final review when a card or value is missing its words.
+   */
+  hasWarning?: boolean;
   ariaLabel?: string;
 }
 
@@ -62,6 +67,7 @@ export interface ChipViewProps {
   onRemove?: (event: React.MouseEvent<HTMLButtonElement>) => void;
   onCheck?: (value: string, event: React.MouseEvent<HTMLButtonElement>) => void;
   onClose?: (event: React.MouseEvent<HTMLButtonElement>) => void;
+  hasWarning?: boolean;
   inputValue?: string;
   onInputChange?: (value: string) => void;
   onInputKeyDown?: (event: React.KeyboardEvent<HTMLInputElement>) => void;
diff --git a/app/components/controls/Chip/Chip.view.tsx b/app/components/controls/Chip/Chip.view.tsx
index 1f1a394..361953a 100644
--- a/app/components/controls/Chip/Chip.view.tsx
+++ b/app/components/controls/Chip/Chip.view.tsx
@@ -1,6 +1,7 @@
 "use client";
 
 import { memo, type CSSProperties } from "react";
+import Icon from "../../asset/icon/Icon";
 import type { ChipViewProps } from "./Chip.types";
 
 function chipSurfaceStyle(
@@ -87,6 +88,7 @@ function ChipView({
   onRemove,
   onCheck,
   onClose,
+  hasWarning = false,
   inputValue,
   onInputChange,
   onInputKeyDown,
@@ -280,7 +282,13 @@ function ChipView({
       onClick={handleClick}
       {...sharedA11y}
     >
-      {isSelected ? (
+      {hasWarning ? (
+        <Icon
+          name="warning"
+          size={isSmall ? 12 : 16}
+          className="shrink-0 text-current"
+        />
+      ) : isSelected ? (
         <svg
           aria-hidden
           viewBox="0 0 12 12"
diff --git a/app/components/controls/MultiSelect/MultiSelect.container.tsx b/app/components/controls/MultiSelect/MultiSelect.container.tsx
index e8bbd45..0ab57e8 100644
--- a/app/components/controls/MultiSelect/MultiSelect.container.tsx
+++ b/app/components/controls/MultiSelect/MultiSelect.container.tsx
@@ -20,6 +20,7 @@ const MultiSelectContainer = memo<MultiSelectProps>(
     onAddClick,
     addButton: addButtonProp = true,
     addButtonText,
+    flag,
     formHeader = true,
     helperText,
     errorMessage,
@@ -45,11 +46,13 @@ const MultiSelectContainer = memo<MultiSelectProps>(
         onAddClick={onAddClick}
         addButton={addButtonProp}
         addButtonText={addButtonText}
+        flag={flag}
         addButtonAriaLabel={
           addButtonText || t("multiSelectAddFallback")
         }
         chipSelectAriaLabel={t("chipSelect")}
         chipDeselectAriaLabel={t("chipDeselect")}
+        chipMissingWordsAriaLabel={t("chipMissingWords")}
         formHeader={formHeader}
         helperText={helperText}
         errorMessage={errorMessage}
diff --git a/app/components/controls/MultiSelect/MultiSelect.types.ts b/app/components/controls/MultiSelect/MultiSelect.types.ts
index 9f8a076..02b5a08 100644
--- a/app/components/controls/MultiSelect/MultiSelect.types.ts
+++ b/app/components/controls/MultiSelect/MultiSelect.types.ts
@@ -7,6 +7,8 @@ export interface ChipOption {
   id: string;
   label: string;
   state?: ChipStateValue;
+  /** Figma Has Warning on Control / Chip. */
+  hasWarning?: boolean;
 }
 
 export type MultiSelectSizeValue = "s" | "m";
@@ -49,6 +51,11 @@ export interface MultiSelectProps {
    * Text for the add button
    */
   addButtonText?: string;
+  /**
+   * Figma Has Flag: short line after the add chip in the same row, with no
+   * fill and no extra height.
+   */
+  flag?: string;
   /**
    * Whether to show form header (label and help icon) above multi-select (Figma prop).
    * @default true
@@ -93,7 +100,9 @@ export interface MultiSelectViewProps {
   onAddClick?: () => void;
   addButton: boolean;
   addButtonText?: string;
+  flag?: string;
   addButtonAriaLabel: string;
+  chipMissingWordsAriaLabel: string;
   chipSelectAriaLabel: string;
   chipDeselectAriaLabel: string;
   formHeader: boolean;
diff --git a/app/components/controls/MultiSelect/MultiSelect.view.tsx b/app/components/controls/MultiSelect/MultiSelect.view.tsx
index ce6bcaa..67b7f15 100644
--- a/app/components/controls/MultiSelect/MultiSelect.view.tsx
+++ b/app/components/controls/MultiSelect/MultiSelect.view.tsx
@@ -2,6 +2,7 @@
 
 import { memo } from "react";
 import Chip from "../Chip";
+import Icon from "../../asset/icon/Icon";
 import InputLabel from "../../type/InputLabel";
 import type { MultiSelectViewProps } from "./MultiSelect.types";
 
@@ -15,9 +16,11 @@ function MultiSelectView({
   onAddClick,
   addButton,
   addButtonText,
+  flag,
   addButtonAriaLabel,
   chipSelectAriaLabel,
   chipDeselectAriaLabel,
+  chipMissingWordsAriaLabel,
   formHeader = true,
   helperText: helperTextProp,
   errorMessage,
@@ -94,13 +97,19 @@ function MultiSelectView({
               palette={palette}
               size={chipSize}
               disabled={chipDisabled}
+              hasWarning={option.hasWarning}
               ariaLabel={
                 isCustom || !option.label
                   ? undefined
-                  : (isSelected
-                      ? chipDeselectAriaLabel
-                      : chipSelectAriaLabel
-                    ).replace("{label}", option.label)
+                  : option.hasWarning
+                    ? chipMissingWordsAriaLabel.replace(
+                        "{label}",
+                        option.label,
+                      )
+                    : (isSelected
+                        ? chipDeselectAriaLabel
+                        : chipSelectAriaLabel
+                      ).replace("{label}", option.label)
               }
               onClick={() => {
                 if (!isCustom && !chipDisabled && onChipClick) {
@@ -180,6 +189,22 @@ function MultiSelectView({
             )}
           </button>
         )}
+        {flag ? (
+          <span
+            className={`inline-flex items-center gap-[var(--space-100)] text-x-small-paragraph ${
+              isInverse
+                ? "text-[color:var(--color-content-invert-primary)]"
+                : "text-[color:var(--color-content-default-primary)]"
+            }`}
+          >
+            <Icon
+              name="warning"
+              size={12}
+              className="shrink-0 text-current"
+            />
+            {flag}
+          </span>
+        ) : null}
       </div>
       {errorMessage ? (
         <p
diff --git a/docs/create-flow.md b/docs/create-flow.md
index b14e685..73e180e 100644
--- a/docs/create-flow.md
+++ b/docs/create-flow.md
@@ -12,7 +12,7 @@ The Figma **Create Community** sequence is the **source of truth** for the first
 | --- | --- | --- |
 | **Create Community** | Intro, naming, structure, context, size, optional setup questions, upload, save progress (email), then community review. | `informational` → `community-name` → `community-structure` → `community-context` → `community-size` → `setup-questions` → `community-upload` → `community-save` → `review` |
 | **Create Custom CommunityRule** | Author the CommunityRule content and structure (core values + four card-stack categories). | `core-values` → `communication-methods` → `membership-methods` → `decision-approaches` → `conflict-management` |
-| **Review and complete** | Stakeholders, final card, publish, success. | `confirm-stakeholders` → `final-review` → `completed` |
+| **Review and complete** | Final card, invite members, finish, success. | `final-review` → `confirm-stakeholders` → `completed` |
 
 Treat these stages as the **canonical product sections** when adding chrome (e.g. stage headers, progress copy), breaking work across teams, or reusing flows in other surfaces. **Layout kind** is **not** encoded in the URL; it lives in [`CREATE_FLOW_SCREEN_REGISTRY`](../app/(app)/create/utils/createFlowScreenRegistry.ts) (Figma node id + `layoutKind` per step). Figma still names eight layout kinds: **informational**, **text**, **select**, **upload**, **review**, **card**, **right-rail**, **completed**. Question-and-options steps (**select**, **card**, **right-rail**) share [`CreateFlowTwoColumnSelectShell`](../app/(app)/create/components/CreateFlowTwoColumnSelectShell.tsx) and [`Selection`](../app/components/cards/Selection/) size variants (`s` chip, `m` tile, `l` row). `app/(app)/create/screens/` still mirrors the Figma kind names.
 
@@ -40,8 +40,8 @@ Order is defined in code by [`FLOW_STEP_ORDER`](../app/(app)/create/utils/flowSt
 | 12 | Create Custom CommunityRule | `membership-methods` | `/create/membership-methods` |
 | 13 | Create Custom CommunityRule | `decision-approaches` | `/create/decision-approaches` |
 | 14 | Create Custom CommunityRule | `conflict-management` | `/create/conflict-management` |
-| 15 | Review and complete | `confirm-stakeholders` | `/create/confirm-stakeholders` |
-| 16 | Review and complete | `final-review` | `/create/final-review` |
+| 15 | Review and complete | `final-review` | `/create/final-review` |
+| 16 | Review and complete | `confirm-stakeholders` | `/create/confirm-stakeholders` |
 | 17 | Review and complete | `completed` | `/create/completed` |
 
 **Primary entry:** marketing header **Create rule** and profile **Create new custom Rule** both run **`prepareFreshCreateFlowEntry`** then navigate to **`/create`**, which redirects to **`/create/informational`** (see [`Top.container.tsx`](../app/components/navigation/Top/Top.container.tsx) and [`ProfilePageClient.tsx`](../app/(app)/profile/ProfilePageClient.tsx)).
@@ -83,13 +83,13 @@ From that page, **Customize** pre-fills the custom-rule selections on the curren
 
 **Exit on template preview.** Direct catalog / marketing entry (`/create/review-template/[slug]` without `?fromFlow=1`) has nothing to save — top-nav **Exit** clears client state and goes home, with no save-progress modal and no leave confirm. In-flow (`?fromFlow=1`) still has community progress, so Exit keeps the usual save / leave-confirm path.
 
-**Use without changes** writes the template's `body.sections` into `state.sections` (chip titles only; bodies are empty in seeded templates), resets any prior Customize chip selections so they don't bleed into `document.coreValues`, and skips custom-rule authoring. It does **not** copy the template catalog `description` into `state.summary` — the published rule summary comes from **`communityContext` first**, then `summary`, when the user publishes. At publish, [`buildPublishPayload`](../lib/create/buildPublishPayload.ts) derives `methodSelections` from those section titles, merges preset copy into `document.sections`, and emits structured `methodSelections`. The user then exits via the normal **`final-review → handleFinalize → publishRule`** pipeline. Guests can publish without signing in (`POST /api/rules` with `userId` null); stakeholder invites are sent only when a session exists.
+**Use without changes** writes the template's `body.sections` into `state.sections` (chip titles only; bodies are empty in seeded templates), resets any prior Customize chip selections so they don't bleed into `document.coreValues`, and skips custom-rule authoring. It does **not** copy the template catalog `description` into `state.summary` — the published rule summary comes from **`communityContext` first**, then `summary`, when the user publishes. At publish, [`buildPublishPayload`](../lib/create/buildPublishPayload.ts) derives `methodSelections` from those section titles, merges preset copy into `document.sections`, and emits structured `methodSelections`. Continue on final review opens **Invite your members**. Finishing there runs **`handleFinalize → publishRule`**. Guests can publish without signing in (`POST /api/rules` with `userId` null); stakeholder invites are sent only when a session exists.
 
 **Entering a template before community stage is done.** Both handlers apply their side effects eagerly (prefill for Customize; `sections` for Use without changes) *and* pin a `pendingTemplateAction: { slug, mode }` when the community questionnaire still needs to run.
 
 - **Customize** routes to `/create/informational` and walks the full Create Community questionnaire. Once the user reaches `/create/review`, [`CommunityReviewScreen`](../app/(app)/create/screens/review/CommunityReviewScreen.tsx) reads the action on mount, clears it via `updateState`, and `router.replace`s to `/create/core-values`. `replace` (not `push`) keeps `community-save` as the Back-button target from that destination.
-- **Use without changes (direct from a template)** — home Popular templates, `/templates` without `fromFlow`, or a pasted review-template URL. Always routes to `/create/community-name` and walks **name → description → optional photo**, then `/create/confirm-stakeholders`. A leftover draft title is **not** “community already done”; those identity fields are cleared so cache cannot skip or pre-fill the path. Intro, structure, size, setup questions, save, community review, and custom-rule authoring are skipped. Back from name returns to template review.
-- **Use without changes (in-flow)** — `/create/review` → `/create/templates` → template. Community identity is already collected, so this action seeds the template and routes to `/create/confirm-stakeholders`. Back returns to template review.
+- **Use without changes (direct from a template)** — home Popular templates, `/templates` without `fromFlow`, or a pasted review-template URL. Always routes to `/create/community-name` and walks **name → description → optional photo**, then `/create/final-review`. A leftover draft title is **not** “community already done”; those identity fields are cleared so cache cannot skip or pre-fill the path. Intro, structure, size, setup questions, save, community review, and custom-rule authoring are skipped. Back from name returns to template review.
+- **Use without changes (in-flow)** — `/create/review` → `/create/templates` → template. Community identity is already collected, so this action seeds the template and routes to `/create/final-review`. Back returns to template review.
 
 The action for Customize is cleared on the first fire so later direct visits to `/create/review` render normally. The review screen is not part of the Use-without-changes identity path. If they land on `/create/review` with a leftover Use-without-changes pin, the screen `replace`s to `community-name`.
 
diff --git a/lib/create/buildFinalReviewCategories.ts b/lib/create/buildFinalReviewCategories.ts
index d4f4be8..939f9bb 100644
--- a/lib/create/buildFinalReviewCategories.ts
+++ b/lib/create/buildFinalReviewCategories.ts
@@ -50,6 +50,56 @@ export type FinalReviewCategoryNames = {
   conflict: string;
 };
 
+const CANONICAL_FACET_ORDER: readonly TemplateFacetGroupKey[] = [
+  "coreValues",
+  "communication",
+  "membership",
+  "decisionApproaches",
+  "conflictManagement",
+] as const;
+
+function nameForGroup(
+  groupKey: TemplateFacetGroupKey,
+  names: FinalReviewCategoryNames,
+): string {
+  switch (groupKey) {
+    case "coreValues":
+      return names.values;
+    case "communication":
+      return names.communication;
+    case "membership":
+      return names.membership;
+    case "decisionApproaches":
+      return names.decisions;
+    case "conflictManagement":
+      return names.conflict;
+  }
+}
+
+/** Always five section rows, in values-first order, including empty ones. */
+export function ensureCanonicalFinalReviewRows(
+  rows: readonly FinalReviewCategoryRowDetailed[],
+  names: FinalReviewCategoryNames,
+): FinalReviewCategoryRowDetailed[] {
+  const byGroup = new Map<TemplateFacetGroupKey, FinalReviewCategoryRowDetailed>();
+  for (const row of rows) {
+    if (row.groupKey == null) continue;
+    byGroup.set(row.groupKey, {
+      ...row,
+      name: nameForGroup(row.groupKey, names),
+    });
+  }
+  return CANONICAL_FACET_ORDER.map((groupKey) => {
+    const existing = byGroup.get(groupKey);
+    if (existing) return existing;
+    return {
+      name: nameForGroup(groupKey, names),
+      groupKey,
+      entries: [],
+    };
+  });
+}
+
 type MethodPreset = { id: string; label: string };
 
 /**
@@ -230,7 +280,7 @@ export function buildFinalReviewCategoryRowsDetailed(
       if (entries.length === 0) continue;
       rows.push({ name: s.categoryName, groupKey, entries });
     }
-    return rows;
+    return ensureCanonicalFinalReviewRows(rows, names);
   }
 
   const rows: FinalReviewCategoryRowDetailed[] = [
@@ -276,7 +326,7 @@ export function buildFinalReviewCategoryRowsDetailed(
       ),
     },
   ];
-  return rows.filter((r) => r.entries.length > 0);
+  return ensureCanonicalFinalReviewRows(rows, names);
 }
 
 /**
@@ -293,9 +343,8 @@ export function buildFinalReviewCategoryRowsDetailed(
  *    against the curated message `methods[]` list to get the display labels,
  *    matching what the user saw as chips in-flow.
  *
- * Empty categories are filtered out so the review card doesn't render headings
- * with no chips. If nothing in state resolves to any chip, the caller should
- * fall back to the demo categories shipped in `finalReview.json`.
+ * Empty categories stay on the card so add chips and flags can show. The five
+ * named rows always render, in values-first order.
  */
 export function buildFinalReviewCategoriesFromState(
   state: CreateFlowState,
diff --git a/lib/create/communityInitials.ts b/lib/create/communityInitials.ts
new file mode 100644
index 0000000..6e6d7f6
--- /dev/null
+++ b/lib/create/communityInitials.ts
@@ -0,0 +1,7 @@
+/** One or two letters from a community name for the Rule card mark. */
+export function communityInitialsFromTitle(title: string): string {
+  const parts = title.trim().split(/\s+/).filter(Boolean);
+  if (parts.length === 0) return "";
+  if (parts.length === 1) return parts[0].slice(0, 2).toUpperCase();
+  return `${parts[0][0] ?? ""}${parts[1][0] ?? ""}`.toUpperCase();
+}
diff --git a/lib/create/finalReviewChipWarnings.ts b/lib/create/finalReviewChipWarnings.ts
new file mode 100644
index 0000000..aa1e7c5
--- /dev/null
+++ b/lib/create/finalReviewChipWarnings.ts
@@ -0,0 +1,90 @@
+import type {
+  CommunicationMethodDetailEntry,
+  ConflictManagementDetailEntry,
+  CreateFlowState,
+  DecisionApproachDetailEntry,
+  MembershipMethodDetailEntry,
+} from "../../app/(app)/create/types";
+import type { TemplateFacetGroupKey } from "./templateReviewMapping";
+
+function missingText(...values: readonly (string | undefined)[]): boolean {
+  return values.some((value) => (value ?? "").trim().length === 0);
+}
+
+function communicationMissingWords(
+  saved: CommunicationMethodDetailEntry | undefined,
+): boolean {
+  if (!saved) return true;
+  return missingText(
+    saved.corePrinciple,
+    saved.logisticsAdmin,
+    saved.codeOfConduct,
+  );
+}
+
+function membershipMissingWords(
+  saved: MembershipMethodDetailEntry | undefined,
+): boolean {
+  if (!saved) return true;
+  return missingText(
+    saved.eligibility,
+    saved.joiningProcess,
+    saved.expectations,
+  );
+}
+
+function decisionMissingWords(
+  saved: DecisionApproachDetailEntry | undefined,
+): boolean {
+  if (!saved) return true;
+  return missingText(
+    saved.corePrinciple,
+    saved.stepByStepInstructions,
+    saved.objectionsDeadlocks,
+  );
+}
+
+function conflictMissingWords(
+  saved: ConflictManagementDetailEntry | undefined,
+): boolean {
+  if (!saved) return true;
+  return missingText(
+    saved.corePrinciple,
+    saved.processProtocol,
+    saved.restorationFallbacks,
+  );
+}
+
+/**
+ * A review chip shows a warning when its value is missing meaning or signals,
+ * or a card is missing its words.
+ */
+export function finalReviewChipHasWarning(
+  state: CreateFlowState,
+  groupKey: TemplateFacetGroupKey | null,
+  overrideKey: string | null,
+): boolean {
+  if (!groupKey || !overrideKey) return true;
+  switch (groupKey) {
+    case "coreValues": {
+      const saved = state.coreValueDetailsByChipId?.[overrideKey];
+      return missingText(saved?.meaning, saved?.signals);
+    }
+    case "communication":
+      return communicationMissingWords(
+        state.communicationMethodDetailsById?.[overrideKey],
+      );
+    case "membership":
+      return membershipMissingWords(
+        state.membershipMethodDetailsById?.[overrideKey],
+      );
+    case "decisionApproaches":
+      return decisionMissingWords(
+        state.decisionApproachDetailsById?.[overrideKey],
+      );
+    case "conflictManagement":
+      return conflictMissingWords(
+        state.conflictManagementDetailsById?.[overrideKey],
+      );
+  }
+}
diff --git a/messages/en/components/controlsChrome.json b/messages/en/components/controlsChrome.json
index d60b4a9..cd14c12 100644
--- a/messages/en/components/controlsChrome.json
+++ b/messages/en/components/controlsChrome.json
@@ -7,6 +7,7 @@
   "chipClose": "Close",
   "chipSelect": "Select {label}",
   "chipDeselect": "Deselect {label}",
+  "chipMissingWords": "{label}, missing words",
   "selectPlaceholder": "Choose an option",
   "selectAriaLabel": "Select an option",
   "multiSelectAddDefault": "Add organization type",
diff --git a/messages/en/create/reviewAndComplete/finalReview.json b/messages/en/create/reviewAndComplete/finalReview.json
index ee0cde5..77ca4b3 100644
--- a/messages/en/create/reviewAndComplete/finalReview.json
+++ b/messages/en/create/reviewAndComplete/finalReview.json
@@ -1,9 +1,15 @@
 {
-  "title": "Review your CommunityRule",
-  "description": "Here's what other people will see. Make sure everything looks good before you publish. Once the rule is published, you must use one of your decision-making mechanisms to edit it again.",
+  "title": "Review your Rule",
+  "description": "Here's what other people will see.",
   "editPublishedTitle": "Edit your CommunityRule",
   "editPublishedDescription": "Update what others see on your public rule. Save & Exit or Publish applies changes to your published CommunityRule.",
   "ruleCardTitleFallback": "Your community",
+  "addValue": "Add value",
+  "addCard": "Add card",
+  "flags": {
+    "noValues": "No values yet. You can add them any time.",
+    "noCard": "No card yet. Add one before you finish."
+  },
   "chipEditModal": {
     "saveButton": "Save",
     "readOnlyCloseButton": "Close",
@@ -35,7 +41,7 @@
     },
     {
       "name": "Membership",
-      "chips": ["Open Admission"]
+      "chips": ["Open admission"]
     },
     {
       "name": "Decision-making",
diff --git a/tests/components/Chip.test.tsx b/tests/components/Chip.test.tsx
index 5bfb662..787b63b 100644
--- a/tests/components/Chip.test.tsx
+++ b/tests/components/Chip.test.tsx
@@ -64,4 +64,14 @@ describe("Chip", () => {
     expect(chip).toHaveAttribute("aria-pressed", "true");
     expect(chip.querySelector("svg[aria-hidden]")).not.toBeNull();
   });
+
+  it("shows a warning icon and names the missing words", () => {
+    render(
+      <Chip label="Signal" state="unselected" hasWarning />,
+    );
+    const chip = screen.getByRole("button", {
+      name: "Signal, missing words",
+    });
+    expect(chip.querySelector("svg")).not.toBeNull();
+  });
 });
diff --git a/tests/components/FinalReviewPage.test.tsx b/tests/components/FinalReviewPage.test.tsx
index 25b9237..102cb29 100644
--- a/tests/components/FinalReviewPage.test.tsx
+++ b/tests/components/FinalReviewPage.test.tsx
@@ -14,7 +14,9 @@ import { clearCoreValueDetailsLocalStorage } from "../../app/(app)/create/utils/
 import type { CreateFlowState } from "../../app/(app)/create/types";
 
 function catalogChipName(label: string) {
-  return new RegExp(`^(Select|Deselect) ${label}$`);
+  return new RegExp(
+    `^((Select|Deselect) ${label}|${label}, missing words)$`,
+  );
 }
 
 async function confirmDiscardCustomizeEdits() {
@@ -75,7 +77,7 @@ describe("FinalReviewScreen", () => {
     render(<FinalReviewScreen />);
     expect(
       screen.getByRole("heading", {
-        name: "Review your CommunityRule",
+        name: "Review your Rule",
       }),
     ).toBeInTheDocument();
   });
@@ -83,9 +85,7 @@ describe("FinalReviewScreen", () => {
   it("renders lockup description", () => {
     render(<FinalReviewScreen />);
     expect(
-      screen.getByText(
-        /Here's what other people will see. Make sure everything looks good before you publish. Once the rule is published, you must use one of your decision-making mechanisms to edit it again./i,
-      ),
+      screen.getByText("Here's what other people will see."),
     ).toBeInTheDocument();
   });
 
@@ -182,11 +182,19 @@ describe("FinalReviewScreen", () => {
     expect(screen.getByText("Conflict management")).toBeInTheDocument();
   });
 
-  it("renders category chips", () => {
+  it("shows add chips and flags when no cards or values are picked", () => {
     render(<FinalReviewScreen />);
-    expect(screen.getByText("Consciousness")).toBeInTheDocument();
-    expect(screen.getByText("Signal")).toBeInTheDocument();
-    expect(screen.getByText("Open Admission")).toBeInTheDocument();
+    expect(
+      screen.getByText("No values yet. You can add them any time."),
+    ).toBeInTheDocument();
+    expect(
+      screen.getAllByText("No card yet. Add one before you finish.").length,
+    ).toBe(4);
+    expect(
+      screen.getByRole("button", { name: "Add value" }),
+    ).toBeInTheDocument();
+    expect(screen.getAllByRole("button", { name: "Add card" })).toHaveLength(4);
+    expect(screen.queryByText("Consciousness")).not.toBeInTheDocument();
   });
 });
 
@@ -225,10 +233,10 @@ describe("FinalReviewScreen — prefilled selections", () => {
     expect(screen.getByText("Lazy consensus")).toBeInTheDocument();
     expect(screen.getByText("Conflict ladder")).toBeInTheDocument();
 
-    // Demo chips from `finalReview.json` must not leak through once the
-    // user has real selections. The fallback still says "Open Admission".
-    expect(screen.queryByText("Open Admission")).not.toBeInTheDocument();
     expect(screen.queryByText("Consciousness")).not.toBeInTheDocument();
+    expect(
+      screen.getByRole("button", { name: "Signal, missing words" }),
+    ).toBeInTheDocument();
   });
 
   it("warns when binding arbitration sits next to a join that records no yes", async () => {
@@ -1293,15 +1301,15 @@ describe("FinalReviewScreen — edit published title and description", () => {
     ).toBeInTheDocument();
   });
 
-  it("does not expose click-to-edit title or description on default final review", () => {
+  it("exposes click-to-edit title and description on default final review", () => {
     render(
       <FinalReviewWithFlowState
         title="Oak"
         communityContext="Visible body"
       />,
     );
-    expect(screen.queryByTestId("rule-title-edit")).not.toBeInTheDocument();
-    expect(screen.queryByTestId("rule-description-edit")).not.toBeInTheDocument();
+    expect(screen.getByTestId("rule-title-edit")).toBeInTheDocument();
+    expect(screen.getByTestId("rule-description-edit")).toBeInTheDocument();
   });
 
   it("opens Save modal from title click and updates title", async () => {
diff --git a/tests/components/MultiSelect.test.tsx b/tests/components/MultiSelect.test.tsx
index ac8ca39..b86abd2 100644
--- a/tests/components/MultiSelect.test.tsx
+++ b/tests/components/MultiSelect.test.tsx
@@ -287,4 +287,18 @@ describe("MultiSelect – behaviour specifics", () => {
     );
     expect(screen.getByText("Pick one")).toBeInTheDocument();
   });
+
+  it("shows a flag after the add chip in the same row", () => {
+    render(
+      <MultiSelect
+        options={[]}
+        addButton
+        addButtonText="Add card"
+        flag="No card yet. Add one before you finish."
+      />,
+    );
+    expect(
+      screen.getByText("No card yet. Add one before you finish."),
+    ).toBeInTheDocument();
+  });
 });
diff --git a/tests/unit/buildFinalReviewCategories.test.ts b/tests/unit/buildFinalReviewCategories.test.ts
index f9f893d..3ae1ad5 100644
--- a/tests/unit/buildFinalReviewCategories.test.ts
+++ b/tests/unit/buildFinalReviewCategories.test.ts
@@ -10,9 +10,21 @@ const NAMES = {
   conflict: "Conflict management",
 };
 
+function rowsWith(
+  chipsByName: Partial<Record<string, string[]>>,
+): { name: string; chips: string[] }[] {
+  return [
+    "Values",
+    "Communication",
+    "Membership",
+    "Decision-making",
+    "Conflict management",
+  ].map((name) => ({ name, chips: chipsByName[name] ?? [] }));
+}
+
 describe("buildFinalReviewCategoriesFromState", () => {
-  it("returns [] when state has no selections and no sections", () => {
-    expect(buildFinalReviewCategoriesFromState({}, NAMES)).toEqual([]);
+  it("returns five empty rows when state has no selections and no sections", () => {
+    expect(buildFinalReviewCategoriesFromState({}, NAMES)).toEqual(rowsWith({}));
   });
 
   it("resolves method ids to labels from message presets", () => {
@@ -33,7 +45,7 @@ describe("buildFinalReviewCategoriesFromState", () => {
     expect(byName.get("Membership")).toEqual(["Open admission"]);
     expect(byName.get("Decision-making")).toEqual(["Lazy consensus"]);
     expect(byName.get("Conflict management")).toEqual(["Conflict ladder"]);
-    expect(byName.has("Values")).toBe(false);
+    expect(byName.get("Values")).toEqual([]);
   });
 
   it("derives core values via buildCoreValuesForDocument (snapshot + selected ids)", () => {
@@ -46,9 +58,9 @@ describe("buildFinalReviewCategoriesFromState", () => {
       ],
     };
     const rows = buildFinalReviewCategoriesFromState(state, NAMES);
-    expect(rows).toEqual([
-      { name: "Values", chips: ["Accessibility", "Resilience"] },
-    ]);
+    expect(rows).toEqual(
+      rowsWith({ Values: ["Accessibility", "Resilience"] }),
+    );
   });
 
   it("drops unknown ids silently instead of inserting empty labels", () => {
@@ -56,7 +68,7 @@ describe("buildFinalReviewCategoriesFromState", () => {
       selectedCommunicationMethodIds: ["signal", "bogus-id"],
     };
     const rows = buildFinalReviewCategoriesFromState(state, NAMES);
-    expect(rows).toEqual([{ name: "Communication", chips: ["Signal"] }]);
+    expect(rows).toEqual(rowsWith({ Communication: ["Signal"] }));
   });
 
   it("resolves user-authored method ids from customMethodCardMetaById", () => {
@@ -77,7 +89,7 @@ describe("buildFinalReviewCategoriesFromState", () => {
       selectedCommunicationMethodIds: ["signal", "signal"],
     };
     const rows = buildFinalReviewCategoriesFromState(state, NAMES);
-    expect(rows).toEqual([{ name: "Communication", chips: ["Signal"] }]);
+    expect(rows).toEqual(rowsWith({ Communication: ["Signal"] }));
   });
 
   it("uses section titles for method facets when selections were cleared (use-without-changes)", () => {
@@ -98,10 +110,12 @@ describe("buildFinalReviewCategoriesFromState", () => {
       selectedCommunicationMethodIds: [],
     };
     const rows = buildFinalReviewCategoriesFromState(state, NAMES);
-    expect(rows).toEqual([
-      { name: "Values", chips: ["Consciousness", "Ecology"] },
-      { name: "Communication", chips: ["Signal"] },
-    ]);
+    expect(rows).toEqual(
+      rowsWith({
+        Values: ["Consciousness", "Ecology"],
+        Communication: ["Signal"],
+      }),
+    );
   });
 
   it("when sections exist but facet selections are set, matches publish pickMethodIds (state wins)", () => {
@@ -115,9 +129,9 @@ describe("buildFinalReviewCategoriesFromState", () => {
       selectedCommunicationMethodIds: ["in-person-meetings"],
     };
     const rows = buildFinalReviewCategoriesFromState(state, NAMES);
-    expect(rows).toEqual([
-      { name: "Communication", chips: ["In-person meetings"] },
-    ]);
+    expect(rows).toEqual(
+      rowsWith({ Communication: ["In-person meetings"] }),
+    );
   });
 
   it("shows custom communication chips when sections exist and selections include a UUID", () => {
@@ -153,10 +167,12 @@ describe("buildFinalReviewCategoriesFromState", () => {
       ],
     };
     const rows = buildFinalReviewCategoriesFromState(state, NAMES);
-    expect(rows).toEqual([
-      { name: "Values", chips: ["Accessibility"] },
-      { name: "Communication", chips: ["Signal"] },
-    ]);
+    expect(rows).toEqual(
+      rowsWith({
+        Values: ["Accessibility"],
+        Communication: ["Signal"],
+      }),
+    );
   });
 
   it("prefers the chip snapshot over a duplicated Values section in sections", () => {
@@ -177,8 +193,6 @@ describe("buildFinalReviewCategoriesFromState", () => {
       ],
     };
     const rows = buildFinalReviewCategoriesFromState(state, NAMES);
-    expect(rows).toEqual([
-      { name: "Values", chips: ["Accessibility"] },
-    ]);
+    expect(rows).toEqual(rowsWith({ Values: ["Accessibility"] }));
   });
 });
diff --git a/tests/unit/createFooterMessages.test.ts b/tests/unit/createFooterMessages.test.ts
index bbbbd7b..a655911 100644
--- a/tests/unit/createFooterMessages.test.ts
+++ b/tests/unit/createFooterMessages.test.ts
@@ -20,7 +20,11 @@ describe("create footer messages", () => {
     expect(messages.create.footer.confirmSize).toBe("Confirm size");
   });
 
-  it("exposes publishCommunityRule for the final-review footer CTA", () => {
+  it("exposes Continue for the final-review footer CTA", () => {
+    expect(messages.create.footer.continue).toBe("Continue");
+  });
+
+  it("exposes publishCommunityRule for the edit-rule footer CTA", () => {
     expect(messages.create.footer.publishCommunityRule).toBe(
       "Publish CommunityRule",
     );
diff --git a/tests/unit/finalReviewContinue.test.ts b/tests/unit/finalReviewContinue.test.ts
new file mode 100644
index 0000000..2351fcf
--- /dev/null
+++ b/tests/unit/finalReviewContinue.test.ts
@@ -0,0 +1,83 @@
+import { describe, it, expect } from "vitest";
+import { isFinalReviewContinueBlocked } from "../../app/(app)/create/utils/createFlowFooterLabels";
+import { communityInitialsFromTitle } from "../../lib/create/communityInitials";
+import { finalReviewChipHasWarning } from "../../lib/create/finalReviewChipWarnings";
+import type { CreateFlowState } from "../../app/(app)/create/types";
+
+const completeCards: CreateFlowState = {
+  title: "Oak Park Commons",
+  selectedCommunicationMethodIds: ["signal"],
+  selectedMembershipMethodIds: ["open-admission"],
+  selectedDecisionApproachIds: ["lazy-consensus"],
+  selectedConflictManagementIds: ["conflict-ladder"],
+};
+
+describe("isFinalReviewContinueBlocked", () => {
+  it("blocks when the community name is empty", () => {
+    expect(
+      isFinalReviewContinueBlocked({
+        ...completeCards,
+        title: "   ",
+      }),
+    ).toBe(true);
+  });
+
+  it("blocks when any of the four questions has no card", () => {
+    expect(
+      isFinalReviewContinueBlocked({
+        ...completeCards,
+        selectedMembershipMethodIds: [],
+      }),
+    ).toBe(true);
+  });
+
+  it("does not block when values are empty and the four questions have cards", () => {
+    expect(isFinalReviewContinueBlocked(completeCards)).toBe(false);
+  });
+});
+
+describe("finalReviewChipHasWarning", () => {
+  it("warns when a value is missing meaning or signals", () => {
+    expect(
+      finalReviewChipHasWarning(
+        {
+          coreValueDetailsByChipId: {
+            "1": { meaning: "Care", signals: "" },
+          },
+        },
+        "coreValues",
+        "1",
+      ),
+    ).toBe(true);
+  });
+
+  it("warns when a method card has no saved words", () => {
+    expect(
+      finalReviewChipHasWarning({}, "communication", "signal"),
+    ).toBe(true);
+  });
+
+  it("does not warn when meaning and signals are both filled", () => {
+    expect(
+      finalReviewChipHasWarning(
+        {
+          coreValueDetailsByChipId: {
+            "1": { meaning: "Care", signals: "We talk over people." },
+          },
+        },
+        "coreValues",
+        "1",
+      ),
+    ).toBe(false);
+  });
+});
+
+describe("communityInitialsFromTitle", () => {
+  it("uses the first letters of the first two words", () => {
+    expect(communityInitialsFromTitle("Oak Park Commons")).toBe("OP");
+  });
+
+  it("uses two letters from a single word", () => {
+    expect(communityInitialsFromTitle("Neighbors")).toBe("NE");
+  });
+});
diff --git a/tests/unit/flowSteps.test.ts b/tests/unit/flowSteps.test.ts
index d833026..c96567a 100644
--- a/tests/unit/flowSteps.test.ts
+++ b/tests/unit/flowSteps.test.ts
@@ -16,9 +16,9 @@ import {
 } from "../../app/(app)/create/utils/flowSteps";
 
 describe("flowSteps", () => {
-  it("places confirm-stakeholders immediately before final-review", () => {
-    const i = FLOW_STEP_ORDER.indexOf("confirm-stakeholders");
-    const j = FLOW_STEP_ORDER.indexOf("final-review");
+  it("places final-review immediately before confirm-stakeholders", () => {
+    const i = FLOW_STEP_ORDER.indexOf("final-review");
+    const j = FLOW_STEP_ORDER.indexOf("confirm-stakeholders");
     expect(i).toBeGreaterThanOrEqual(0);
     expect(j).toBe(i + 1);
   });
@@ -27,8 +27,8 @@ describe("flowSteps", () => {
     expect(getNextStep("communication-methods")).toBe("membership-methods");
     expect(getNextStep("membership-methods")).toBe("decision-approaches");
     expect(getNextStep("decision-approaches")).toBe("conflict-management");
-    expect(getNextStep("conflict-management")).toBe("confirm-stakeholders");
-    expect(getNextStep("confirm-stakeholders")).toBe("final-review");
+    expect(getNextStep("conflict-management")).toBe("final-review");
+    expect(getNextStep("final-review")).toBe("confirm-stakeholders");
   });
 
   it("getNextStep returns null for last step or invalid", () => {
@@ -39,7 +39,8 @@ describe("flowSteps", () => {
   });
 
   it("getPreviousStep returns prior step or null", () => {
-    expect(getPreviousStep("final-review")).toBe("confirm-stakeholders");
+    expect(getPreviousStep("final-review")).toBe("conflict-management");
+    expect(getPreviousStep("confirm-stakeholders")).toBe("final-review");
     expect(getPreviousStep("informational")).toBeNull();
     expect(getPreviousStep(null)).toBeNull();
   });
@@ -91,19 +92,17 @@ describe("flowSteps", () => {
     expect(getPreviousStep("communication-methods", opts)).toBe("core-values");
   });
 
-  it("useWithoutChangesIdentityOnly walks name → description → photo → stakeholders", () => {
+  it("useWithoutChangesIdentityOnly walks name → description → photo → final-review", () => {
     const opts = { useWithoutChangesIdentityOnly: true } as const;
     expect(getNextStep("community-name", opts)).toBe("community-context");
     expect(getNextStep("community-context", opts)).toBe("community-upload");
     expect(getNextStep("community-size", opts)).toBe("community-upload");
     expect(getNextStep("setup-questions", opts)).toBe("community-upload");
-    expect(getNextStep("community-upload", opts)).toBe("confirm-stakeholders");
-    expect(getNextStep("confirm-stakeholders", opts)).toBe("final-review");
+    expect(getNextStep("community-upload", opts)).toBe("final-review");
+    expect(getNextStep("final-review", opts)).toBe("confirm-stakeholders");
     expect(getPreviousStep("community-context", opts)).toBe("community-name");
     expect(getPreviousStep("community-upload", opts)).toBe("community-context");
-    expect(getPreviousStep("confirm-stakeholders", opts)).toBe(
-      "community-upload",
-    );
+    expect(getPreviousStep("final-review", opts)).toBe("community-upload");
     expect(getPreviousStep("community-name", opts)).toBeNull();
   });
 
@@ -112,16 +111,14 @@ describe("flowSteps", () => {
       skipCommunitySave: true,
       useWithoutChangesIdentityOnly: true,
     } as const;
-    expect(getNextStep("community-upload", opts)).toBe("confirm-stakeholders");
-    expect(getPreviousStep("confirm-stakeholders", opts)).toBe(
-      "community-upload",
-    );
+    expect(getNextStep("community-upload", opts)).toBe("final-review");
+    expect(getPreviousStep("final-review", opts)).toBe("community-upload");
   });
 
-  it("resolveCreateFlowBackTarget returns template review when use-without slug is set on confirm-stakeholders", () => {
+  it("resolveCreateFlowBackTarget returns template review when use-without slug is set on final-review", () => {
     expect(
       resolveCreateFlowBackTarget(
-        "confirm-stakeholders",
+        "final-review",
         undefined,
         "mutual-aid-mondays",
       ),
@@ -138,10 +135,10 @@ describe("flowSteps", () => {
     ).toEqual({ kind: "templateReview", slug: "mutual-aid-mondays" });
   });
 
-  it("resolveCreateFlowBackTarget uses photo step behind stakeholders on the identity-only path", () => {
+  it("resolveCreateFlowBackTarget uses photo step behind final-review on the identity-only path", () => {
     expect(
       resolveCreateFlowBackTarget(
-        "confirm-stakeholders",
+        "final-review",
         { useWithoutChangesIdentityOnly: true },
         "mutual-aid-mondays",
       ),
@@ -151,13 +148,13 @@ describe("flowSteps", () => {
   it("resolveCreateFlowBackTarget falls back to linear previous when slug is absent", () => {
     expect(
       resolveCreateFlowBackTarget("confirm-stakeholders", undefined, undefined),
-    ).toEqual({ kind: "step", step: "conflict-management" });
+    ).toEqual({ kind: "step", step: "final-review" });
   });
 
   it("resolveCreateFlowBackTarget ignores whitespace-only slug", () => {
     expect(
       resolveCreateFlowBackTarget("confirm-stakeholders", undefined, "   "),
-    ).toEqual({ kind: "step", step: "conflict-management" });
+    ).toEqual({ kind: "step", step: "final-review" });
   });
 
   it("buildTemplateReviewHref encodes slug and optional fromFlow query", () => {
diff --git a/tests/unit/hooks/useTemplateReviewActions.test.tsx b/tests/unit/hooks/useTemplateReviewActions.test.tsx
index 458f276..2f36b56 100644
--- a/tests/unit/hooks/useTemplateReviewActions.test.tsx
+++ b/tests/unit/hooks/useTemplateReviewActions.test.tsx
@@ -129,7 +129,7 @@ describe("useTemplateReviewActions", () => {
       await result.current.handleUseWithoutChanges();
     });
 
-    expect(router.push).toHaveBeenCalledWith("/create/confirm-stakeholders");
+    expect(router.push).toHaveBeenCalledWith("/create/final-review");
     expect(applied?.title).toBe("Neighborhood");
     expect(applied?.communityContext).toBe("We meet weekly");
     expect(applied?.setupTraits).toEqual({ employer: true });